Property, Hurricane and Flood
How property insurance pays, from actual cash value and replacement cost to deductibles, coinsurance and inspections, plus what to know about hurricanes, flood and carrier ratings in Florida. See our commercial property and homeowners pages for coverage details.
What is Hazard Insurance?
Banks often request hazard insurance for property their customers’ use as collateral. For those who’ve never taken o...
Actual Cash Value vs. Replacement Cost
As a business owner, there is nothing more frustrating than not having enough resources to replace your property after e...
Coinsurance: What you need to know
Coinsurance in property insurance means you must insure your property for a set percentage of its replacement cost. That...