Property, Hurricane and Flood
How property insurance pays, from actual cash value and replacement cost to deductibles, coinsurance and inspections, plus what to know about hurricanes, flood and carrier ratings in Florida. See our commercial property and homeowners pages for coverage details.
Top Five Questions about Hurricane Insurance
It’s Hurricane Season. That’s no one’s favorite sentence. We understand how stressful and confusin...
Does Weather Impact Your Insurance Premiums?
In recent years, the world has witnessed a dramatic increase in catastrophic weather events, from wildfires and hurrican...
What is Actual Cash Value?
While going over your new insurance policy, you might read that some of your assets are covered for their “actual cash...
Everything You Need to Know About Demotech and Downgrading
Demotech is an insurance rating agency in Columbus, Ohio, known for rating smaller insurers, mostly homeowners companies...
Does My Tenant’s Insurance Policy Protect Me As A Landlord?
Your tenant’s policy covers you only if you’re sued solely because you’re their landlord. It does not ...
What are Insurance Inspections?
An insurance inspection is a visit from an inspector, usually hired by your insurer, after you buy a policy. The inspect...
What is a Property Deductible?
If you’ve done any amount of research on insurance, you’ve likely heard the term “deductible” thrown around. You...