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Also known as CGL, this coverage protects your business from financial loss if you are liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
- Property damaged at customers site
- Public hurt by your product default
This coverage protects your business by reimbursing for physical loss to your building, business personal property (or contents) and loss of business income caused by the covered physical loss.
- Theft or vandalism
- Windstorm or Hurricane
- Lightning strike
This coverage protects your business from your legal liability for medical bills and lost wages that result from work related injuries or illness.
- Employees injured on the job
- Missed wages after an injury
- Legal costs to defend your business after work related injuries
This coverage is for damage caused by business-owned vehicles or damage to the vehicle caused by accidents, theft, vandalism or the weather.
- Car accidents or Truck accidents
- Vandalism or Theft of your vehicles
- Physical damage to your vehicle
Repair shops and automobile dealerships require special insurance protection. This coverage protects for liability on your premises and also while driving vehicles used in your business.
- Used auto dealerships
- Automobile repair shops
- Physical damage to vehicle inventory
- Legal liability for your customers vehicles left for repair
Umbrella or Excess Liability
This coverage increases the liability limits when a policy limit is finished. This policy can increase the limits of General Liability, Business Auto Liability and/or Employers Liability.
- When higher limits of liability are required
- To provide more financial protection of business assets
- Satisfy requirements of larger projects or contracts
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Alex and his staff are extremely reliable whether it is to answer a policy question or assistance in a claim; he and his staff have always made themselves available no matter the time.