Honesty

No push sales, just facts about needs or wants and available coverages.

Education

Helping businesses understand risk and how to transfer it is what we do best.

Simplicity

Insurance is complicated but buying it doesn't have to be. Let us help!

General Liability

Also known as CGL, this coverage protects your business from financial loss if you are liable for property damage or personal and advertising injury caused by your services, business operations or your employees.

  • Slip-and-fall
  • Property damaged at customers site
  • Public hurt by your product default

Commercial Property

This coverage protects your business by reimbursing for physical loss to your building, business personal property (or contents) and loss of business income caused by the covered physical loss.

  • Fire
  • Theft or vandalism
  • Windstorm or Hurricane
  • Lightning strike

Workers Compensation

This coverage protects your business from your legal liability for medical bills and lost wages that result from work related injuries or illness.

  • Employees injured on the job
  • Missed wages after an injury
  • Legal costs to defend your business after work related injuries

Business Automobile

This coverage is for damage caused by business-owned vehicles or damage to the vehicle caused by accidents, theft, vandalism or the weather.

  • Car accidents or Truck accidents
  • Vandalism or Theft of your vehicles
  • Physical damage to your vehicle

Garage

Repair shops and automobile dealerships require special insurance protection. This coverage protects for liability on your premises and also while driving vehicles used in your business.

  • Used auto dealerships
  • Automobile repair shops
  • Physical damage to vehicle inventory
  • Legal liability for your customers vehicles left for repair

Umbrella or Excess Liability

This coverage increases the liability limits when a policy limit is finished. This policy can increase the limits of General Liability, Business Auto Liability and/or Employers Liability.

  • When higher limits of liability are required
  • To provide more financial protection of business assets
  • Satisfy requirements of larger projects or contracts

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Some Happy Customers

Florida Insurance Client Logo: First Class Child Care

Dawn Flynn

First Class Child Care

Insurance Client Testimonial

Thanks again for always being so helpful. Its been a long time since we have had consumer service that went above and beyond!

Florida Insurance Client Logo: Next Technology

Yesenia De La Nuez

Next Technology Consulting

Insurance Client Testimonial

Alex and his staff are extremely reliable whether it is to answer a policy question or assistance in a claim; he and his staff have always made themselves available no matter the time.