South Carolina Boat Repair & Marine Mechanic Insurance
Liability insurance for boat repair shops, mobile marine mechanics and marine service businesses across South Carolina.
- Low liability deductibles
- Packages start at $1,500
- Marine additional insureds available
- Products-completed operations available
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Coverage for Your Marine Trade
Frequently Asked Questions
Who is South Carolina boat repair insurance for?
It is important for marinas and other boat-related businesses. Services covered may include painting, cleaning, refitting, boat repair, detailing, upholstery, carpentry, canvas work, electronics, engine mechanic work, fiberglass work and underwater bottom cleaning.
It is not only for boat repair shops. It also includes many mobile marine services for repair, fueling and detailing.
What does it cost?
Packages for small marine artisan businesses begin as low as $1,500. Large businesses with many employees and customers pay more. The cost is related to your volume of business and the services you offer.
Fill in the form above for a free and easy quote.
Is boat repair insurance the same as marina insurance?
No. Marinas may have boat repairers or mechanics employed, but boat repair insurance is generally for businesses that repair and maintain boats and yachts, not for storing, mooring or launching vessels. Marina insurance is typically more complex and can be quite a bit more expensive.
Is insurance for a marine service shop required in South Carolina?
South Carolina generally requires workers’ compensation once a business regularly employs four or more people, and part-time workers and family members count toward that number (South Carolina Workers’ Compensation Commission).
Federal Longshore Act coverage applies to covered work on navigable waters and adjoining docks, piers and marine railways. Repairing recreational vessels is excluded if the workers are covered by state workers’ compensation; repair of commercial vessels generally isn’t (U.S. Department of Labor).
Marinas, boat owners and lenders also often ask for proof of liability insurance before you work on a boat or at a dock.
Can you provide insurance anywhere in South Carolina?
Yes. We write boat repair insurance across South Carolina. Below are some of the areas we can help with.
On the coast:
- Charleston
- Mount Pleasant
- Beaufort
- Hilton Head Island
- Georgetown
- Murrells Inlet
- Myrtle Beach
On the lakes:
- Chapin (Lake Murray)
- Irmo (Lake Murray)
- Seneca (Lake Keowee)
- Clemson (Lake Hartwell)
- Anderson (Lake Hartwell)
- Santee (Lake Marion)
Don’t see your town? Ask us and we will tell you quickly.