Florida Caterer Insurance

Insurance for Florida caterers who prepare and serve food at customers' locations and rented venues.

Products exposure from food prepared off site
Business personal property, money and employee dishonesty
General liability, commercial auto and workers' compensation
Options compared from the insurance companies we represent

Catered buffet of dishes in copper serving pots (Florida caterer insurance)

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Active Owners *

Include only owners active in the business

Full Time Employees

Part Time Employees

Annual Payroll

Estimated Annual Sales *

Location Square Feet *

If mobile, please write 0

Company Name *

Sole proprietor, corporation or LLC name

Contact Name *

Email *

Phone *

Mailing Address *

Address Line 1

Address Line 2

City

State

Zip Code

Physical Address (if different than mailing address)

Address Line 1

Address Line 2

City

State

Zip Code

Mobile Phone

Txt Msg Consent *

By select YES and entering your telephone number, you expressly authorize Dopazo & Associates, Inc. (“Dopazo”) to call or text you with offers and reminders at the number you provided, including through the use of the possible use of automated technology and recorded messages. You certify that the number you provided is your own number. If you change your number, you will notify Dopazo as soon as possible. You are not obligated to provide this authorization and it is not a condition to receive a quote or purchase or renew your insurance. You may revoke this authorization at any time by remove@dopazo.com. You understand and agree that standard text messaging rates will apply to any text messages sent to you by Dopazo and that Dopazo will not be responsible for any charges for text messaging.

Federal Employer Number FEIN *

Website / URL

Acknowledgement *

I Agree

I acknowledge and understand that insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed in writing directly by a licensed agent.

Coverage for Your Catering Business

Weddings & Receptions

Parties & Meetings

Off-Site Food Preparation

Food Brought to Venues

Rented Facilities

Frequently Asked Questions

How do insurance companies define Florida Caterer Insurance?

Caterers prepare and serve food at a customer's location or rented facility for parties, weddings, meetings, receptions, etc. Food is usually prepared off site and brought in. Because of this, the products exposure is higher due to the time delay between preparation and service of food. Caterers often provide more than just food, also offering services such as linen and dishes, chairs and tables, entertainment, wait staff, music, decorations, and alcoholic beverages. Help protect your business with Florida Caterer Insurance today!

What is the price of Caterer insurance?

There's no single price, because insurers rate each catering business on its own details. The biggest factors are the ones our quote form asks about: your number of employees and payroll; your annual sales; the square footage of your location; whether you use subcontractors and whether they're insured; the liability limits you want; and your claims history.

Fill in the form above and we'll compare options from the insurance companies we represent.

Is insurance for Caterers required in Florida?

Florida requires workers' compensation once a catering business has four or more employees. Owners who are corporate officers or LLC members count toward that number; sole proprietors and partners don't, unless they choose to be covered (Florida Division of Workers' Compensation).

Event venues often require caterers to carry general liability, and sometimes liquor liability, with specific limits and to name the venue on the policy. Check each venue's contract before the event.

What other insurance should a caterer consider?

Business Personal Property, Employee Dishonesty, Money and Securities, General Liability, Employee Benefits, Umbrella, Commercial Auto, Workers Compensation