https://www.dopazoinsurance.com/answers/5-insurance-pitfalls-to-avoid-when-buying-a-business/ https://i.vimeocdn.com/video/2092331077-6da8b7169c7815c4d5691ecbe06a81f8e00b878cc15e5b73895a14fbff8db5e6-d_1280?region=us 5 Insurance Pitfalls to Avoid When Buying a Business Buying a business? Dopazo & Associates explains five insurance pitfalls to avoid, starting with why the prior owner's coverage does not transfer to you. https://player.vimeo.com/video/1143963495?badge=0&autopause=0&player_id=0&app_id=58479 250 2025-12-05T15:43:20+00:00 https://www.dopazoinsurance.com/answers/5-things-every-business-owner-needs-to-know-about-cyber-liability/ https://i.vimeocdn.com/video/2092327081-fc53b34aa81c9df6b668c8a132d972aa4f7448eff7a1a9a936d958599495e62f-d_1280?region=us 5 Things Every Business Owner Needs to Know About Cyber Liability No business is too small for a cyber breach. Dopazo & Associates covers five things every business owner should know about cyber liability insurance. https://player.vimeo.com/video/1143960571?badge=0&autopause=0&player_id=0&app_id=58479 219 2025-12-05T15:32:26+00:00 https://www.dopazoinsurance.com/answers/5-insurance-mistakes-small-business-owners-make-and-how-to-avoid-them/ https://i.vimeocdn.com/video/2092316363-89fddb5d35a5e0a65d5054a7f61fa47fbad4aefec0cf8578b0429c647df84090-d_1280?region=us 5 Insurance Mistakes Small Business Owners Make (And How to Avoid Them) From letting a policy lapse to other costly errors, Dopazo & Associates covers five insurance mistakes small business owners make and how to avoid them. https://player.vimeo.com/video/1143949821?badge=0&autopause=0&player_id=0&app_id=58479 256 2025-12-05T14:59:23+00:00 https://www.dopazoinsurance.com/answers/5-ways-contractors-can-reduce-risk-that-youre-probably-missing/ https://i.vimeocdn.com/video/2092336818-91f93dc52dc720b8c7e56094355f0e1750195602d4ab796a41d3ca984426a20a-d_1280?region=us 5 Ways Contractors Can Reduce Risk (That You’re Probably Missing) Subcontractor certificates and other risks contractors often miss. Dopazo & Associates shares five ways to reduce risk and avoid claims on your jobs. https://player.vimeo.com/video/1143904074?badge=0&autopause=0&player_id=0&app_id=58479 249 2025-12-05T12:28:01+00:00 https://www.dopazoinsurance.com/answers/top-5-questions-about-cancellations/ https://i.vimeocdn.com/video/1991769484-355d26a6d52da0e641b845f8152cb32b65bad0500a030d25a76ab48995cdf429-d_1280?region=us Top 5 Questions about Cancellations Why insurance policies get cancelled, how cancellations work and whether you can reverse one. Dopazo & Associates answers the top five cancellation questions. https://player.vimeo.com/video/1064449186?badge=0&autopause=0&player_id=0&app_id=58479 215 2025-03-10T16:17:44+00:00 https://www.dopazoinsurance.com/answers/top-5-questions-about-the-insurance-hard-market/ https://i.vimeocdn.com/video/1992095696-7ff3f0fb4aef84296508d20bde58b64e2632f7a6d2ed5ce0976db4df8a4d0f59-d_1280?region=us Top 5 Questions about the Insurance Hard Market What is the insurance hard market, and why are Florida premiums rising? Dopazo & Associates answers the top five questions about the hard market. https://player.vimeo.com/video/1064726488?badge=0&autopause=0&player_id=0&app_id=58479 327 2025-03-11T11:03:20+00:00 https://www.dopazoinsurance.com/answers/top-five-questions-about-insurance-claims/ https://i.vimeocdn.com/video/1960967826-9620364e38d0997a2c4fa017a5b12004b2027c5c199c67c5c6c9695588a1e8e9-d_1280?region=us Top Five Questions about Insurance Claims Should you file the claim? Dopazo & Associates answers the five most common insurance claim questions and how to navigate the process. https://player.vimeo.com/video/1038718175?badge=0&autopause=0&player_id=0&app_id=58479 420 2024-12-12T15:33:38+00:00 https://www.dopazoinsurance.com/answers/top-five-questions-about-hurricane-insurance/ https://i.vimeocdn.com/video/1942114277-0415602907d0a4f445912559834183ec4b81d4b015f2f77fe3470858c0ff4524-d_1280?region=us Top Five Questions about Hurricane Insurance Can you buy insurance when a storm is coming? Dopazo & Associates answers the top five hurricane insurance questions Florida owners ask each season. https://player.vimeo.com/video/1016305272?badge=0&autopause=0&player_id=0&app_id=58479 368 2024-10-04T17:31:57+00:00 https://www.dopazoinsurance.com/answers/top-five-insurance-questions-about-surety-bonds/ https://i.vimeocdn.com/video/1942113979-c5d16df809f3d1c0230f23d678d15925aefda64072ea4b0cb66ee632363fd537-d_1280?region=us Top Five Insurance Questions about Surety Bonds Is a surety bond insurance? Dopazo & Associates answers the top five questions about contract and surety bonds so you can plan your projects with confidence. https://player.vimeo.com/video/1016302671?badge=0&autopause=0&player_id=0&app_id=58479 343 2024-10-04T17:22:44+00:00 https://www.dopazoinsurance.com/answers/how-marlyq-turned-kindness-into-her-dream-business/ https://i.vimeocdn.com/video/1801568048-20e61b20973898e73b08b1c1310822830d538846df7d5f3821ec5e040433ebef-d_1280?region=us How MarlyQ turned kindness into her dream business!  MarlyQ joins the Small Business Coffee Break from Dopazo & Associates to share how she turned kindness into a career as a keynote speaker and influencer. https://player.vimeo.com/video/914794725?h=3d571fe5c6&badge=0&autopause=0&player_id=0&app_id=58479 1273 2024-02-20T09:27:36+00:00 https://www.dopazoinsurance.com/answers/does-weather-impact-your-insurance-premiums/ https://i.ytimg.com/vi/aVfis1fKfW4/hqdefault.jpg Does Weather Impact Your Insurance Premiums? How hurricanes, floods and other severe weather drive up insurance premiums, and how mitigation can help you control costs. From Dopazo & Associates. https://www.youtube.com/embed/aVfis1fKfW4 2024-02-13T16:04:36+00:00 https://www.dopazoinsurance.com/answers/dopazo-insurance-scooby-doo-and-the-cyber-monster-a-dopazo-insurance-halloween/ https://i.ytimg.com/vi/QqcRCxL3pdk/hqdefault.jpg Dopazo Insurance: Scooby-Doo and The Cyber Monster – A Dopazo Insurance Halloween The Dopazo & Associates team puts on a Scooby-Doo Halloween skit to unmask the scariest monster of all for small businesses: cyber threats. https://www.youtube.com/embed/QqcRCxL3pdk 2023-09-25T19:00:00+00:00 https://www.dopazoinsurance.com/answers/celebrating-100-episodes-of-the-small-business-coffee-break/ https://i.ytimg.com/vi/BkrO4L2oix4/hqdefault.jpg Celebrating 100 Episodes of the Small Business Coffee Break The Small Business Coffee Break from Dopazo & Associates celebrates 100 episodes answering small business questions on insurance, cyber risk and more. https://www.youtube.com/embed/BkrO4L2oix4 2023-07-18T19:00:00+00:00 https://www.dopazoinsurance.com/answers/questions-to-ask-before-hiring-a-virtual-assistant/ https://i.ytimg.com/vi/PZIpmpZMH6s/hqdefault.jpg Questions To Ask Before Hiring A Virtual Assistant Not all virtual assistants are the same. Dopazo & Associates shares the key questions to ask before hiring a virtual assistant for your business. https://www.youtube.com/embed/PZIpmpZMH6s 2023-07-11T19:00:00+00:00 https://www.dopazoinsurance.com/answers/your-guide-to-construction-attorneys/ https://i.ytimg.com/vi/fRSue73U29E/hqdefault.jpg Your Guide To Construction Attorneys What construction attorneys do, when contractors need one and how they help with contracts and disputes. A guide from Dopazo & Associates. https://www.youtube.com/embed/fRSue73U29E 2023-07-04T19:00:00+00:00 https://www.dopazoinsurance.com/answers/cybersecurity-jargon-secrets-explained/ https://i.ytimg.com/vi/CHC-Gk5d1nA/hqdefault.jpg Cybersecurity Jargon Secrets, Explained Common cybersecurity terms explained in plain language, so business owners can follow the conversation when it matters. From Dopazo & Associates. https://www.youtube.com/embed/CHC-Gk5d1nA 2023-06-27T19:00:00+00:00 https://www.dopazoinsurance.com/answers/executive-coaches-who-they-are-what-they-do/ https://i.ytimg.com/vi/JasrCJFPDCw/hqdefault.jpg Executive Coaches: Who They Are & What They Do What executive coaches do and how coaching can improve individual, team and company performance. An overview from Dopazo & Associates. https://www.youtube.com/embed/JasrCJFPDCw 2023-06-20T19:00:00+00:00 https://www.dopazoinsurance.com/answers/building-authority-for-your-business-online/ https://i.ytimg.com/vi/zksFzT3-Y8Q/hqdefault.jpg Building Authority For Your Business Online Word of mouth isn't enough online. Dopazo & Associates explains how small businesses can build authority on the web and turn it into more sales. https://www.youtube.com/embed/zksFzT3-Y8Q 2023-06-13T19:00:00+00:00 https://www.dopazoinsurance.com/answers/what-are-some-common-cyber-threats/ https://i.ytimg.com/vi/H6vs0y0gjW8/hqdefault.jpg What are some Common Cyber Threats? Ransomware, malware, DDoS and more: Dopazo & Associates explains the most common cyber threats facing businesses and how to recognize them. https://www.youtube.com/embed/H6vs0y0gjW8 2023-06-06T19:00:00+00:00 https://www.dopazoinsurance.com/answers/how-to-find-tasks-for-a-virtual-assistant-fast-even-if-you-dont-have-any/ https://i.ytimg.com/vi/ZBhFZCRPkzs/hqdefault.jpg How to Find Tasks for a Virtual Assistant Fast (Even If You Don’t Have Any) Jason Nunez of Go Digital Hero joins the Dopazo & Associates Small Business Coffee Break to share how to find tasks for a virtual assistant fast. https://www.youtube.com/embed/ZBhFZCRPkzs 2023-05-30T19:00:00+00:00 https://www.dopazoinsurance.com/answers/how-should-small-businesses-be-using-social/ https://i.ytimg.com/vi/cA1m3q73_wc/hqdefault.jpg How Should Small Businesses Be Using Social? How small businesses can make the most of social media to reach customers, with practical tips from the Dopazo & Associates small business blog. https://www.youtube.com/embed/cA1m3q73_wc 2023-05-23T19:00:00+00:00 https://www.dopazoinsurance.com/answers/why-do-virtual-assistants-excel-at-tedious-tasks/ https://i.ytimg.com/vi/h7IcehN5xao/hqdefault.jpg Why Do Virtual Assistants Excel At Tedious Tasks? Why virtual assistants excel at the tedious tasks most of us dread, from inbox cleanup to booking travel. From the Dopazo & Associates small business blog. https://www.youtube.com/embed/h7IcehN5xao 2023-05-16T19:00:00+00:00 https://www.dopazoinsurance.com/answers/why-you-should-have-your-contracts-reviewed/ https://i.ytimg.com/vi/OxomTJA7gmo/hqdefault.jpg Why You Should Have Your Contracts Reviewed? Why you should have a lawyer review your business contracts before you sign, and how it protects you in negotiations. From Dopazo & Associates. https://www.youtube.com/embed/OxomTJA7gmo 2023-05-09T19:00:00+00:00 https://www.dopazoinsurance.com/answers/how-important-is-it-to-get-comfortable-with-being-uncomfortable/ https://i.ytimg.com/vi/Nk7mHsSGUYI/hqdefault.jpg How Important Is It to Get Comfortable with being Uncomfortable? Why small business owners, especially introverts, need to get comfortable stepping outside their comfort zone. Encouragement from Dopazo & Associates. https://www.youtube.com/embed/Nk7mHsSGUYI 2023-05-02T19:00:00+00:00 https://www.dopazoinsurance.com/answers/what-happens-when-your-business-gets-sued/ https://i.ytimg.com/vi/3WwdhYEjbMQ/hqdefault.jpg What Happens When Your Business Gets Sued? What happens when your business gets sued, and does your insurance cover it? Dopazo & Associates walks through the process and how to be prepared. https://www.youtube.com/embed/3WwdhYEjbMQ 2023-04-25T19:00:00+00:00 https://www.dopazoinsurance.com/answers/what-should-i-expect-from-a-business-coach/ https://i.ytimg.com/vi/1g11MdQPC6k/hqdefault.jpg What Should I Expect from a Business Coach? Hiring a business coach for the first time? Dopazo & Associates explains how to choose one and what you should expect from working together. https://www.youtube.com/embed/1g11MdQPC6k 2023-04-18T19:00:00+00:00 https://www.dopazoinsurance.com/answers/how-do-i-get-reviews/ https://i.ytimg.com/vi/vTZzztspj6A/hqdefault.jpg How Do I Get Reviews? New or small business with few online reviews? Dopazo & Associates shares practical ways to ask happy clients for reviews and build trust online. https://www.youtube.com/embed/vTZzztspj6A 2023-04-11T19:00:00+00:00 https://www.dopazoinsurance.com/answers/how-a-great-lawyer-can-walk-you-through-a-lawsuit-situation/ https://i.ytimg.com/vi/B_GlvPk4VTA/hqdefault.jpg How a Great Lawyer can Walk you Through a Lawsuit Situation What a good lawyer can do for you during a lawsuit and how they guide you through the process. Practical insight from Dopazo & Associates. https://www.youtube.com/embed/B_GlvPk4VTA 2023-04-04T19:00:00+00:00 https://www.dopazoinsurance.com/answers/how-important-is-setting-goals/ https://i.ytimg.com/vi/BFIV5NYLGBk/hqdefault.jpg How Important is Setting Goals? Why setting goals matters for small business owners and how goals act as stepping stones to your vision. Leadership tips from Dopazo & Associates. https://www.youtube.com/embed/BFIV5NYLGBk 2023-03-28T19:00:00+00:00 https://www.dopazoinsurance.com/answers/how-do-i-use-a-targeted-internet-ad/ https://i.ytimg.com/vi/xCRQnU5v8Yk/hqdefault.jpg How do I use a Targeted Internet Ad? How small businesses can use targeted internet ads to reach the right customers, with practical tips from the Dopazo & Associates small business blog. https://www.youtube.com/embed/xCRQnU5v8Yk 2023-03-21T19:00:00+00:00 https://www.dopazoinsurance.com/answers/can-construction-contracts-be-negotiated/ https://i.ytimg.com/vi/FeSjd78h794/hqdefault.jpg Can Construction Contracts Be Negotiated? Can construction contracts be negotiated? Dopazo & Associates explains what tradesmen can push back on when handed a contract by a large builder. https://www.youtube.com/embed/FeSjd78h794 2023-03-14T19:00:00+00:00 https://www.dopazoinsurance.com/answers/why-is-leadership-development-important-for-business-owners/ https://i.ytimg.com/vi/DW1OZ91Q83g/hqdefault.jpg Why is Leadership Development Important for Business Owners? Why leadership development matters for small business owners and the benefits of building your leadership skills. Insight from Dopazo & Associates. https://www.youtube.com/embed/DW1OZ91Q83g 2023-03-07T20:00:00+00:00 https://www.dopazoinsurance.com/answers/what-is-digital-marketing/ https://i.ytimg.com/vi/5NP3MDkEN8U/hqdefault.jpg What is Digital Marketing? What digital marketing includes and how small businesses can get started with social media and other online channels. Explained by Dopazo & Associates. https://www.youtube.com/embed/5NP3MDkEN8U 2023-02-28T20:00:00+00:00 https://www.dopazoinsurance.com/answers/what-is-a-surplus-lines-insurance-company/ https://i.vimeocdn.com/video/1556937778-c5b5d66d60310870bda227e3e1c21abd8804d868bdcb51c87a8adcf6b08d2767-d_1280?region=us What Is A Surplus Lines Insurance Company? What a surplus lines insurance company is, what it covers and how it helps hard-to-insure businesses get coverage. Explained by Dopazo & Associates. https://player.vimeo.com/video/775894445?h=d6a5301451 292 2022-11-28T13:16:12+00:00 https://www.dopazoinsurance.com/answers/what-is-actual-cash-value/ https://i.vimeocdn.com/video/1556876636-1d2fe7dbf2e564fbbbc0035cf2ef120bad2c2698cf761918391fb65fc590599c-d_1280?region=us What is Actual Cash Value? What actual cash value means on your insurance policy, how it differs from replacement cost and how it affects a claim. Explained by Dopazo & Associates. https://player.vimeo.com/video/775860574?h=400ce3def8 307 2022-11-28T11:39:26+00:00 https://www.dopazoinsurance.com/answers/everything-you-need-to-know-about-demotech-and-downgrading/ https://i.vimeocdn.com/video/1509282578-fdbe5a0e217d0f7dfd5f5adfa99e4b67e046a15908c372618a719b0c1dc14a3b-d_1280?region=us Everything You Need to Know About Demotech and Downgrading What Demotech is, why some Florida insurers were downgraded and what it could mean for your policy. Dopazo & Associates explains what you need to know. https://player.vimeo.com/video/750687787?h=f9d4780cb9 318 2022-09-17T09:48:32+00:00 https://www.dopazoinsurance.com/answers/damage-to-rented-premises/ https://i.vimeocdn.com/video/1336913358-1c1b09be8f28d466313ee3c3c693df9bae6ec9e4840d948ead900107c5fc998a-d_1280?region=us Damage to Rented Premises If you cause a fire that damages a commercial space you rent, does your general liability policy cover it? Dopazo & Associates explains why it's complicated. https://player.vimeo.com/video/661245173?h=3dfaa5eea6 248 2021-12-30T12:52:52+00:00 https://www.dopazoinsurance.com/answers/what-does-it-mean-to-get-an-aggregate-limit/ https://i.vimeocdn.com/video/1323000511-f82592592453f71adfd464a2ee56e8df883fdba564cc855e6abb20eeeef502bf-d_1280?region=us What Does It Mean to Get an Aggregate Limit What an aggregate limit is and how it relates to your per-occurrence limit, the most your insurance pays per claim. Explained by Dopazo & Associates. https://player.vimeo.com/video/655497035?h=4cf236adf1 213 2021-12-10T16:02:37+00:00 https://www.dopazoinsurance.com/answers/does-my-tenants-insurance-policy-protect-me-as-a-landlord/ https://i.vimeocdn.com/video/1316080413-a2dfdce056036502b9f631b4fce1a0948586fdc513f56d9c25fdee97958afd47-d_1280?region=us Does My Tenant’s Insurance Policy Protect Me As A Landlord? A tenant's insurance won't cover what you're responsible for as the landlord, so you still need your own policy. Dopazo & Associates explains why. https://player.vimeo.com/video/652220155 360 2021-12-01T17:03:20+00:00 https://www.dopazoinsurance.com/answers/what-is-a-waiver-of-subrogation/ https://i.vimeocdn.com/video/1292933385-ea06cdac84a125bc61d1dd6915ca92ee828ecc163a83184fc_1280?region=us What is a Waiver of Subrogation? What a waiver of subrogation is, how subrogation transfers claim rights from one party to another and why contracts ask for it. From Dopazo & Associates. https://player.vimeo.com/video/642809928?h=1781093e10 556 2021-11-05T14:19:39+00:00 https://www.dopazoinsurance.com/answers/what-are-insurance-inspections/ https://i.vimeocdn.com/video/1273564440-4f0ae41fa9b326979fd97aa7913abd57394cd790293ba344c_1280?region=us What are Insurance Inspections? Why insurers inspect your business: to confirm information from your quote or policy and spot likely claims. Dopazo & Associates explains what to expect. https://player.vimeo.com/video/631258578?h=6be1abc909 399 2021-10-13T14:13:17+00:00 https://www.dopazoinsurance.com/answers/would-your-insurance-cover-the-battle-of-starcourt/ https://i.vimeocdn.com/video/1268206812-a5e10efd255026b0a98ed41c31840c7f84e9996475dd3d0fe_1280?region=us Would Your Insurance Cover the Battle of StarCourt? Would insurance cover the destruction from Stranger Things' Battle of Starcourt? Dopazo & Associates takes a fun look at what the stores' policies would pay. https://player.vimeo.com/video/625790619?h=a021f66660 451 2021-10-07T16:29:30+00:00 https://www.dopazoinsurance.com/answers/what-is-a-property-deductible/ https://i.vimeocdn.com/video/1260165608-063b51413959a99648794cecb25912d79fd5bda970756c812_1280?region=us What is a Property Deductible? What a property deductible is: the part of a claim you pay and your insurance doesn't. Dopazo & Associates explains how deductibles work. https://player.vimeo.com/video/618074900?h=df7243962d 434 2021-09-29T11:36:19+00:00 https://www.dopazoinsurance.com/answers/what-doesnt-count-as-business-interruptions/ https://i.vimeocdn.com/video/1304780080-035a268d4c4f9691fded1ad7b756a432db8383575cb6e93ce_1280?region=us What Doesn’t Count as Business Interruptions Without property damage, a loss usually doesn't count for business interruption coverage, with some exceptions. Dopazo & Associates explains the rule. https://player.vimeo.com/video/604089119?h=b5d8968a29 753 2021-09-13T12:05:38+00:00 https://www.dopazoinsurance.com/answers/binding-during-a-hurricane/ https://i.vimeocdn.com/video/1232285449-8e5a8baac431b7df2638c64a822ee5e7f10444fd3dbd4e5fd8493049551c0ecf-d_1280?region=us Binding During A Hurricane Insurers may restrict binding in areas a storm is likely to hit, which can delay loan closings. Dopazo & Associates explains binding during a hurricane. https://player.vimeo.com/video/597439658?h=eefea58e43 422 2021-09-03T16:57:55+00:00 https://www.dopazoinsurance.com/answers/does-named-insured-matter/ https://i.vimeocdn.com/video/1225993073-9154557f7a199c4106752e72f13f124e8773af79c13f71d3171a78c4d49e2240-d_1280?region=us Does Named Insured Matter? Who the named insured is on a policy and why it matters: they hold the most rights and access to the policy. Explained by Dopazo & Associates. https://player.vimeo.com/video/593346944?h=b3ef1135a8 488 2021-08-27T11:28:59+00:00 https://www.dopazoinsurance.com/answers/how-can-you-compare-insurance-policies/ https://i.vimeocdn.com/video/1207475061-a503a80dd7a9570da1ec0d7b733dc4291b9159630255e3e9ce3b016413402baf-d_1280?region=us How Can You Compare Insurance Policies? Insurance policies are contracts. Dopazo & Associates explains how to compare them by their terms, not just premiums and limits. https://player.vimeo.com/video/583431057?h=5281aa7072 319 2021-08-05T11:29:50+00:00 https://www.dopazoinsurance.com/answers/bonded-insured-can-build-trust-with-your-customers/ https://i.vimeocdn.com/video/1207453034-db2a605b85c6988a0fa34b5ce449225f12617a518ad4c38ad1566bf3fbe1253b-d_1280?region=us Bonded & Insured Can Build Trust with Your Customers Being bonded and insured builds customer trust. Business service bonds cover the cost of items employees steal. Learn more from Dopazo & Associates. https://player.vimeo.com/video/583427467 283 2021-08-05T11:21:43+00:00 https://www.dopazoinsurance.com/answers/hazard-insurance-explained/ https://i.vimeocdn.com/video/1170862816-a8e5e9a357d7f7e48820d8ed033cf34e23724b7d980ce52b68ef10f4eda3d602-d_1280?region=us What is Hazard Insurance? Hazard insurance is the term lenders use for property damage coverage on loan collateral. Dopazo & Associates explains what it means for you. https://player.vimeo.com/video/566290507 408 2021-06-22T17:03:50+00:00 https://www.dopazoinsurance.com/answers/general-liability-audits/ https://i.vimeocdn.com/video/1173438682-0d4a46fceeba7134fd45dde3a2c7a8381d52afe6ad2e198cf4ee5814ea5c0bd7-d_1280?region=us What is a General Liability Audit? What a general liability audit is: your insurer compares actual results from the policy term to the original estimate. Explained by Dopazo & Associates. https://player.vimeo.com/video/567546892 612 2021-06-25T11:46:22+00:00 https://www.dopazoinsurance.com/answers/does-your-home-business-have-risk/ https://i.vimeocdn.com/video/1155535602-195e88d6e66391d696eb4f877b496cbc12663d3ee4d5c2739674924e8676a4fa-d_1280?region=us Does Your Home Business Have Risk? Home-based businesses still have risk, it just moves from a storefront into your home. Dopazo & Associates explains what to watch for and insure. https://player.vimeo.com/video/559133289 487 2021-06-04T14:11:17+00:00 https://www.dopazoinsurance.com/answers/whats-workers-compensation-and-whos-required-to-have-it/ https://i.vimeocdn.com/video/1159718775-5a0419d91251a52d761f09cdef8ba9ce91c05226b00485f84423073254383de1-d_1280?region=us Workers Comp Exemptions What workers compensation is, what it pays injured employees and which businesses are required to carry it. Explained by Dopazo & Associates. https://player.vimeo.com/video/561023634 735 2021-06-09T15:25:36+00:00 https://www.dopazoinsurance.com/answers/certificate-holder-vs-additional-insured/ https://i.vimeocdn.com/video/1155530403-fb3233c2f812bd447e709f7b4831471701ea5a7dc310e747a4bf29f622fe21ce-d_1280?region=us Certificate Holder and Additional Insured Certificate holder vs. additional insured: what each term means and how they differ on your insurance certificate. Explained by Dopazo & Associates. https://player.vimeo.com/video/559130633 462 2021-06-04T14:04:25+00:00 https://www.dopazoinsurance.com/answers/do-you-need-insurance-agent/ https://i.vimeocdn.com/video/1129623504-1d34161ae3806a5e9177a844ee1fdab83d38d04b24bfd851a02baf3016b4b6fe-d_1280?region=us Why You Need an Insurance Agent to Buy Insurance You can buy insurance online without an agent, but should you? Dopazo & Associates explains what working with an insurance agent adds. https://player.vimeo.com/video/545634234 277 2021-05-05T14:58:03+00:00 https://www.dopazoinsurance.com/answers/loss-runs/ https://i.vimeocdn.com/video/1117559974-061d688cb6a9dd69b27f5fc641893079965b45146a8411b0e3497fbcbf1c3aca-d_1280?region=us What Are Loss Runs? What loss runs are, why your claims history matters and how to get your loss runs. Dopazo & Associates answers your questions. https://player.vimeo.com/video/539834768?badge=0&autopause=0&player_id=0&app_id=58479 494 2021-04-21T16:16:11+00:00 https://www.dopazoinsurance.com/answers/boat-repair-business-insurance/ https://i.vimeocdn.com/video/1115545707-cc6094428cba4fc547e1e0d3fa6ae17b7108cda91e6ec75a7ef0ceccd68b54a3-d_1280?region=us The Best Insurance for Boat Repair Businesses Marinas often ask boat repair businesses for general liability, but is it the best coverage for you? Dopazo & Associates explains what to consider. https://player.vimeo.com/video/538811041 253 2021-04-19T14:28:53+00:00 https://www.dopazoinsurance.com/answers/what-marinas-want/ https://i.vimeocdn.com/video/1115542814-c43b6f733f6e002f28db1f72f278c4538d9e555e84cea0868014baf4a4796640-d_1280?region=us Types of Insurance for Marinas What insurance marinas require for a slip, why they ask for a certificate of insurance and how to get one. Explained by Dopazo & Associates. https://player.vimeo.com/video/538808547 332 2021-04-19T14:22:47+00:00 https://www.dopazoinsurance.com/answers/what-is-a-surety-bond/ https://i.vimeocdn.com/video/1098741297-e0f7df90c9e0bbae027c1403b3f6e8ba4805bc97df51e2bf91feb1668ee13d85-d_1280?region=us What is a Surety Bond? A surety bond is not insurance. Dopazo & Associates explains what surety bonds are so you're prepared when you need one. https://player.vimeo.com/video/530832564?badge=0&autopause=0&player_id=0&app_id=58479 278 2021-03-30T11:06:45+00:00 https://www.dopazoinsurance.com/answers/your-claim-may-not-pay-as-much-as-expected/ https://i.vimeocdn.com/video/1098746451-e69eb56181415b34e821b0c8089d9cde2b435e99d71e9dae9e9de8353b6d2eaf-d_1280?region=us Why Your Insurance Claim May Not Pay As Much As You Expected Did your insurance claim pay less than you expected? Dopazo & Associates explains the two most likely reasons your claim came in lower. https://player.vimeo.com/video/530836471?badge=0&autopause=0&player_id=0&app_id=58479 316 2021-03-30T11:15:44+00:00 https://www.dopazoinsurance.com/answers/actual-cash-value-vs-replacement-cost/ https://i.vimeocdn.com/video/1088326937-b5c9741815ed4891f61cb9bdc9e08a3ecd689758497666adca15d80cd9ecac9e-d_1280?region=us Actual Cash Value vs. Replacement Cost The difference between actual cash value and replacement cost, and why it matters for structuring your policy. Explained by Dopazo & Associates. https://player.vimeo.com/video/525619574 254 2021-03-18T11:04:21+00:00 https://www.dopazoinsurance.com/answers/3-powerful-strategies-to-protect-your-business-against-cyber-crime/ https://i.vimeocdn.com/video/1046151663-b40db2e96aeddc68ee4946f501e464c6c7d3a9fae61ec2a7f60b94eccceea261-d_1280?region=us 3 Powerful Strategies To Protect Your Business Against Cyber Crime Most cyberattacks target small businesses. Dopazo & Associates shares three practical strategies to protect your business against cyber crime. https://player.vimeo.com/video/505538667 242 2021-01-28T01:31:28+00:00 https://www.dopazoinsurance.com/answers/new-risk-covid-19-didnt-just-change-how-we-work/ https://i.ytimg.com/vi/ApI2tv6TArs/hqdefault.jpg New risk! COVID-19 didn’t just change how we work. COVID-19 moved businesses online and created new risks. Dopazo & Associates explains the cyber and other exposures to watch as your company goes virtual. https://www.youtube.com/embed/ApI2tv6TArs 2020-04-21T14:21:45+00:00 https://www.dopazoinsurance.com/answers/covid-19/ https://i.ytimg.com/vi/yL7EjUcvqeE/hqdefault.jpg COVID-19 How Dopazo & Associates responded to COVID-19, and what business owners should consider for employee safety and insurance during the crisis. https://www.youtube.com/embed/yL7EjUcvqeE 2020-03-19T20:20:48+00:00 https://www.dopazoinsurance.com/answers/certificate-insurance-get-one/ https://i.ytimg.com/vi/g-ji2r6Zt1I/hqdefault.jpg What is a Certificate of Insurance and how to I get one? What a certificate of insurance is, who the certificate holder is and how to request one for your business. Explained by Dopazo & Associates. https://www.youtube.com/embed/g-ji2r6Zt1I 2018-08-31T20:35:18+00:00 https://www.dopazoinsurance.com/answers/compare-general-liability-quotes/ https://i.ytimg.com/vi/cqJJwMBMey4/hqdefault.jpg How to compare General Liability quotes? Comparing general liability quotes? Look beyond limits and price. Dopazo & Associates covers three more things to check, like the insurer's financial strength. https://www.youtube.com/embed/cqJJwMBMey4 2018-08-31T20:29:46+00:00 https://www.dopazoinsurance.com/answers/what-is-general-liability/ https://i.ytimg.com/vi/jhP5DYkjg9g/hqdefault.jpg What is General Liability? What general liability insurance is and why it's the foundation of a commercial insurance program, covering injury and damage to others. Dopazo & Associates. https://www.youtube.com/embed/jhP5DYkjg9g 2018-08-31T20:27:14+00:00 https://www.dopazoinsurance.com/answers/finding-the-best-rideshare-insurance-in-florida/ https://i.ytimg.com/vi/z0NBawwDrBA/hqdefault.jpg Finding the best rideshare insurance in Florida Driving for Uber or Lyft in Florida? Dopazo & Associates explains why your personal auto policy may not cover rideshare work and what to buy. https://www.youtube.com/embed/z0NBawwDrBA 2018-02-02T18:52:54+00:00 https://www.dopazoinsurance.com/answers/business-auto-insurance/ https://i.ytimg.com/vi/OW-uLkb3JL4/hqdefault.jpg 3 Reasons You Need to Purchase Business Auto Insurance Why your business needs commercial auto insurance, and why general liability and personal auto policies exclude business use. Explained by Dopazo & Associates. https://www.youtube.com/embed/OW-uLkb3JL4 2017-12-19T11:52:44+00:00 https://www.dopazoinsurance.com/answers/is-insurance-required/ https://i.ytimg.com/vi/o49a-nZG-WQ/hqdefault.jpg Is insurance required? When is insurance required in Florida? Dopazo & Associates explains the two reasons, by law or by contract, with examples from auto to leases. https://www.youtube.com/embed/o49a-nZG-WQ 2017-11-27T19:30:27+00:00 https://www.dopazoinsurance.com/answers/coinsurance-need-know/ https://i.ytimg.com/vi/cLHAWAAZtgs/hqdefault.jpg Coinsurance: What you need to know What coinsurance means on a property insurance policy and how underinsuring your building can cut your claim payout, explained by Dopazo & Associates. https://www.youtube.com/embed/cLHAWAAZtgs 2017-11-08T17:34:11+00:00 https://www.dopazoinsurance.com/answers/better-understanding-general-liability-10-minutes/ https://i.vimeocdn.com/video/1094733713-b42c2bbcd9a2feb161a2d314712f035f50e28a42f10969a915c190f55d5054ad-d_1280?region=us A Better Understanding Of General Liability In 10 Minutes What general liability insurance covers, who needs it and how it protects Florida small businesses, explained in 10 minutes by Dopazo & Associates. https://player.vimeo.com/video/528984050 786 2021-03-25T14:27:46+00:00 https://www.dopazoinsurance.com/answers/replacement-cost-affects-affordable-home-insurance/ https://i.ytimg.com/vi/ocsRJPcZWrg/hqdefault.jpg Replacement Cost and How it Affects Affordable Home Insurance What replacement cost coverage means, how it affects home insurance premiums in Florida and why contents coverage can cost more. From Dopazo & Associates. https://www.youtube.com/embed/ocsRJPcZWrg 2017-01-02T20:35:19+00:00 https://www.dopazoinsurance.com/answers/save-money-pay-premium/ https://i.ytimg.com/vi/g7wIQr-VmT8/hqdefault.jpg Paid in full saves you money How you pay your premium can save you money. Dopazo & Associates explains paid-in-full discounts on personal policies and how commercial policies differ. https://www.youtube.com/embed/g7wIQr-VmT8 2016-12-29T22:33:18+00:00 https://www.dopazoinsurance.com/answers/3-reasons-need-buy-commercial-inurance/ https://i.ytimg.com/vi/56wNSonRv1k/hqdefault.jpg Three reasons you need to buy commercial insurance Licenses, permits, contracts and more: Dopazo & Associates shares three reasons your business needs commercial insurance, and some may surprise you. https://www.youtube.com/embed/56wNSonRv1k 2016-12-28T14:48:49+00:00 https://www.dopazoinsurance.com/answers/motor-vehicle-insurance-mandatory/ https://i.ytimg.com/vi/ZZPD0IKRw8w/hqdefault.jpg Is motor vehicle insurance mandatory? Is car insurance mandatory? Requirements vary by state. Dopazo & Associates explains Florida's PIP and property damage rules and what other states require. https://www.youtube.com/embed/ZZPD0IKRw8w 2016-12-27T20:41:05+00:00 https://www.dopazoinsurance.com/answers/adding_holders/ https://i.vimeocdn.com/video/1751202430-317db1929fc81b15cf97eb236fc3dd474036f5743a5fc239a2f8291d6a84f54a-d_1280?region=us Adding Certificate Holders with the Dopazo Insurance Client Dashboard Step-by-step instructions for adding certificate holders and requesting certificates online through the Dopazo & Associates Insurance client dashboard. https://player.vimeo.com/video/882927491?badge=0&autopause=0&quality_selector=1&player_id=0&app_id=58479 375 2023-11-09T10:15:30+00:00 https://www.dopazoinsurance.com/answers/what-does-insurance-cost-part-2/ https://i.ytimg.com/vi/11GFweqmJow/hqdefault.jpg Insurance: Why does it cost so much? Part 2 Why do homeowners, auto and umbrella insurance cost so much? Dopazo & Associates explains what drives personal insurance premiums in part two of this series. https://www.youtube.com/embed/11GFweqmJow 2016-09-23T14:13:29+00:00 https://www.dopazoinsurance.com/answers/what-does-insurance-cost-part-1/ https://i.ytimg.com/vi/qNJm_Pxhz4k/hqdefault.jpg Insurance: Why does it cost so much? Part 1 Why does business insurance cost so much? Dopazo & Associates explains how commercial liability and property premiums are calculated in part one. https://www.youtube.com/embed/qNJm_Pxhz4k 2016-09-20T23:46:35+00:00