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Florida Painting Contractor Insurance quote and information.

  1. Who is Florida painting contractor insurance for?
  2. What risk exposure do Painting Contractors have?
  3. What is the price of Painter insurance?
  4. Is insurance for Painters required in Florida?
  5. What coverages are common to Painting businesses?
  6. Can you provide insurance anywhere in the state?

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Who is Florida painting contractor insurance for?

Florida painting contractor insurance is for businesses that include but are not limited painting of residential or commercial buildings. Painters may work with a variety of structures. Such as ships, bridges and tanks, street or parking lot striping and signs.

Paints may include stains, enamels, varnishes, soundproof or waterproof substances, and insulation. Painters may perform work on new construction. Ongoing maintenance or renovation. Typically the work involves surface preparation, application of the paint, finish work and cleanup.

The unique risk of lead-based paints arise from the remodeling of older homes. Lead contamination has liability, environmental, and workers comp related hazards that need serious review and evaluation.

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What property risks do painting businesses have?

Some businesses may just have an office. Yet others may include a yard for storage or have a shop operation with dip tanks and/or spray booth. Any painting on premises offers potential risk of fire and explosion. Poor housekeeping, improper storage or labeling increases the hazards.

The contractor’s tools and equipment, the transport of paints and materials, and installation add exposure. The types of jobs determine the type of equipment; in addition to brushes, rollers and other hand tools. There may be sprayers, ladders, scaffolding and cherry pickers.

Also there might be rental, leasing or borrowing of equipment due to occasional use. The transport of paint and other materials and equipment can be difficult. During installation, the materials are subject to loss or damage by fire, theft, vandalism, etc.

What are the environmental risks?

These hazards are very serious, and arise from the application chemicals. One very prominent exposure is lead paint. Although lead paint is now a controlled substance; this type of paint is still approved for some commercial and industrial applications.

Are automobiles used by painters protected?

Auto exposures may exist for the transport of workers, equipment, paints and other materials. Hazards depend on the type and use of vehicles. Also the radius of operation. The main hazard being spills while hauling paint. Vehicles may have built-in equipment such as lifts and hoists. Age, training, experience, and driver’s records are important. As well as the age and condition.

Is worker’s compensation important?

Workers are exposed to paints and thinners that generate fumes. Exposure to dust and chips that may contain lead. Lifting, the use of power tools, and foreign objects in eyes. Casual labor and high turnover may be a problem. Especially in the prep and cleanup work.

Work on ladders and scaffolds can cause serious injuries because of falling or falling objects. The lack of safety devices and procedures is a significant concern. As is the need for ongoing repair of equipment such as ladders and scaffolding.

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What is the price of Florida painting contractor insurance?

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Is insurance for Painters required in Florida?

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What other insurance should a Painters consider?

Business Personal Property, Contractors Equipment, Employee Dishonesty, General Liability, Employee Benefits Liability, Umbrella Liability, Commercial Auto, Workers Compensation

Can you provide insurance anywhere in the state?

We have helped customers all across the state of Florida. Below are some of the cities we have done business in.

  • Jacksonville
  • Miami
  • Tampa
  • St. Petersburg
  • Orlando
  • Hialeah
  • Tallahassee
  • Fort Lauderdale
  • Port St. Lucie
  • Pembroke Pines
  • Cape Coral
  • Hollywood
  • Gainesville
  • Miramar
  • Coral Springs
  • Clearwater
  • Miami Gardens
  • Palm Bay
  • West Palm Beach
  • Pompano Beach

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