General Liability
Also known as CGL, this coverage protects your business from financial loss if you are liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
- Slip-and-fall
- Property damaged at customers site
- Public hurt by your product default
Commercial Property
This coverage protects your business by reimbursing for physical loss to your building, business personal property (or contents) and loss of business income caused by the covered physical loss.
- Fire
- Theft or vandalism
- Windstorm or Hurricane
- Lightning strike
Workers Compensation
This coverage protects your business from your legal liability for medical bills and lost wages that result from work related injuries or illness.
- Employees injured on the job
- Missed wages after an injury
- Legal costs to defend your business after work related injuries
Business Automobile
This coverage is for damage caused by business-owned vehicles or damage to the vehicle caused by accidents, theft, vandalism or the weather.
- Car accidents or Truck accidents
- Vandalism or Theft of your vehicles
- Physical damage to your vehicle
Garage
Repair shops and automobile dealerships require special insurance protection. This coverage protects for liability on your premises and also while driving vehicles used in your business.
- Used auto dealerships
- Automobile repair shops
- Physical damage to vehicle inventory
- Legal liability for your customers vehicles left for repair
Bonds
Bonding is needed for many different situations.
- Contract Bonds or Payment and Performance Bonds for construction or projects that require surety.
- Fidelity Bonds for employee theft or fiduciary responsibility.
- License or Permit Bonds when you are required by a municipality or government licensing entity.