HCC Medical Insurance Services (HCCMIS) offers a unique life insurance plan not available from traditional life insurance companies. Together with our partners at Lloyd’s, London, HCCMIS has created an international term life insurance program that addresses the challenges of international relocation, living and working. While many companies automatically reject your application if you intend to leave or are currently outside the United States, the IC+ Term Life Insurance Plan is capable of providing life insurance coverage while you live or work in many countries around the world. HCC Medical Insurance Services builds security and trust with term life insurance for international citizens living abroad.